Compare Your Processing Rates

Enter your current statement details to estimate the difference against our configured merchant services program.

Dynamic Estimate
This calculator is for estimates only. Actual costs can vary based on card mix, interchange qualification, assessments, chargebacks, equipment, gateway, PCI, refunds, downgrades, and processor-specific fees.
Calculator branding is required. Please restore the copyright notice to use this calculator.

1. Monthly processing profile

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Fill any two of monthly volume, average ticket, and transaction count. The third can be derived.

2. Card type and channel mix

Card-type mix will be normalized to 100%. Keyed/ecommerce is an extra channel adjustment and does not need to be part of the 100% total.

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Card mix total: 100%

3. Current pricing model

Flat-rate details

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$

Interchange-plus details

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$

Tiered / bundled details

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$

Current surcharge-program details

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4. Current monthly fees

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5. Email results and lead capture

Optional. Use this to send the rate comparison to your sales inbox and, if checked, send a copy to the merchant.

Estimated Result

Ready
Enter your rates and click calculate. The form also updates automatically as values change.

Benchmark program

Interchange Plus
Interchange + 0.35% + $0.10 per item
Flat Rate
2.6% + $0.10 per item
Surcharge Program
3% credit surcharge offset, debit processed separately
Clover Starter Example
85% present at 2.6% + $0.10, 15% keyed/online at 3.5% + $0.10
Clover Standard Example
85% present at 2.3% + $0.10, 15% keyed/online at 3.5% + $0.10
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