Centaurus Merchant Services Secure, Transparent Credit Card & Payment Processing

Centaurus Merchant Services is the payments arm of Centaurus Holdings, Inc.—a New York City–based IT & Cyber-Security leader. Founded and helmed by CEO Alexander Mirvis, we merge deep security expertise with ultra‑competitive payment processing so your business gets paid faster, safer, and for less.

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Illustration of secure credit card payment processing with shield icon

Why We Exist

Because businesses deserve enterprise‑grade security, pricing clarity, and future‑proof payment tech—without enterprise headaches.

Security First

Born inside a cyber‑security powerhouse, we bake layered, enterprise‑grade protection into every transaction—encryption in transit & at rest, tokenization, PCI scope reduction, and proactive threat hunting.

Transparency & Savings

Choose the model that fits your margins: Interchange+, Flat Fees, Dual Pricing / 0% Surcharge* programs, and custom blended plans. We’ll benchmark and beat your current effective rate.

Future‑Proof Tech

Scale effortlessly—retail, mobile pop‑ups, e‑commerce, invoicing, subscription billing, virtual terminals, and marketplace payouts. Deploy once; accept everywhere.

*Subject to card brand rules & applicable laws in your jurisdiction. Ask us for guidance.

What Sets Us Apart

Innovation. Uncompromising Security. White‑Glove Support. You don’t have to choose one—you get all three.

Innovation

EMV, contactless/NFC, e‑commerce gateways, subscription APIs, Level II/III data passing, and real‑time analytics dashboards—ready on Day 1.

Uncompromising Security

24/7 threat monitoring, PCI DSS guidance, P2PE options, fraud tools, velocity & risk scoring, and cybersecurity services from our in‑house experts.

White‑Glove Support

U.S.-based account managers who speak business, not jargon. Dedicated onboarding, statement audits, and proactive savings reviews.

The Centaurus Edge

Secure payments. Lower costs. Faster onboarding. One technology & security partner.

Best‑in‑Class Rates

We relentlessly negotiate with sponsor banks & card networks so you don’t have to. Statement analysis included.

Rapid Onboarding

Approvals in hours—not weeks. Digital underwriting, e‑sign apps, and fast equipment deployment.

One‑Stop Ecosystem

Payments, POS hardware, e‑commerce plugins, and full‑spectrum cyber‑security services under one roof.

Industries We Serve

Whether you run a single storefront or manage a national portfolio, Centaurus Merchant Services scales to fit.

Retail

Restaurants & QSR

E‑Commerce

Professional Services

Healthcare & Medical

Field / Mobile

Security & Compliance

Payment data protection built on proven cyber‑security DNA.

✔ Tokenization & end‑to‑end encryption
✔ PCI DSS readiness & SAQ assistance
✔ Real‑time fraud & chargeback mitigation
✔ Device hardening & secure remote updates
✔ Network penetration testing (optional add‑on)

Talk to Security

Cyber security lock representing PCI compliant payment processing

Flexible Pricing Options

Stop overpaying. Pick a structure that aligns with how you sell and what you sell.

Interchange+

True cost + transparent markup.

Ideal for businesses with high processing volume or card mix complexity.

Flat Rate

Simple, predictable pricing.

Great for new or seasonal merchants, pop‑ups, and mobile vendors.

Dual Pricing / 0% Surcharge*

Pass processing costs (where allowed).

Display cash & card prices; reduce or eliminate fees.

Custom Programs

Blended, tiered, or vertical‑specific.

We’ll model your statements and optimize for lowest effective rate.

*Compliance varies. We review applicable state rules & card brand requirements before activation.

Platforms & Technology Stack

Hardware, software, and APIs that connect your revenue to real‑time data.

POS Terminals

EMV, tap‑to‑pay, PIN debit, mobile readers, unattended kiosks.

E‑Commerce Gateways

Hosted checkout, API, recurring billing, token vault.

Data & Reporting

Real‑time transaction feeds, chargeback dashboards, custom exports.

Developer Friendly

REST APIs, webhooks, SDKs, sandbox keys, and sample code.

What Our Merchants Say

Hundreds of businesses trust Centaurus to secure every swipe, dip, tap, and click.

“We cut our effective processing cost by 27% and finally understand our statements.”

“Support actually picks up the phone. Our old processor took days.”

“Security audits used to be painful—Centaurus made PCI easy.”

Meet the Visionary

Alexander Mirvis

CEO, Centaurus Holdings, Inc.

U.S. Army veteran • Cyber‑Security Architect • Advocate for honest, affordable fintech

Alexander’s mission is simple: protect businesses from hidden fees and hidden threats—simultaneously. After years hardening enterprise networks and negotiating technology deals for high‑stakes environments, he turned that same discipline toward fixing what’s broken in merchant processing.

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Frequently Asked Questions

Quick answers to common payment processing questions.

Almost always. Send us your last 1–3 merchant statements and we’ll provide a no‑obligation savings analysis that compares effective rates, monthly fees, and hidden markups.

Many merchants are approved the same day and live within 24–48 hours depending on underwriting, equipment shipping, and required documentation.

Yes. We can board both card‑present and card‑not‑present MIDs and consolidate reporting so you see all channels in one dashboard.

We guide you through the PCI DSS Self‑Assessment Questionnaire (SAQ), provide scan services if required, and offer solutions that reduce your PCI scope through tokenization and validated P2PE.

Most likely. We support leading POS systems and e‑commerce platforms via direct integrations, gateway plugins, or API connections. Tell us what you use—we’ll confirm compatibility.

About Centaurus Merchant Services