How It Works

2 · Line‑Item Statement Analysis

Our pricing team dissects every fee—interchange, assessments, junk surcharges—so you can see exactly where you’re overpaying.

• ✔️ Side‑by‑side comparison with our 0.20 % + $0.10 Interchange+ model.
• ✔️ Visual PDF report delivered in <24 hours.

3 · Receive Your Custom Proposal

We bundle hardware options (Free Clover Terminal or POS) and a detailed rate schedule tailored to your volume.

• ✔️ Flat‑rate, Interchange+, or 0 % Surcharge—your choice.
• ✔️ Every cost disclosed up‑front. No teaser rates, ever.

4 · Submit the Digital Application

Sign electronically in minutes. Required docs:

• • Voided check or bank letter
• • Government ID & SSN/EIN
• • Business license (if applicable)

Credit approval in 2–6 hours for most industries.

5 · Onboarding & Free Hardware

Your Clover device ships overnight, pre‑programmed with your menu or SKU list.

• ✔️ 1‑on‑1 activation call with a U.S.‑based specialist.
• ✔️ PCI‑DSS wizard plus breach warranty included.

6 · Go‑Live & 24/7 Support

Start taking payments the same day your hardware arrives.

• ✔️ Next‑day funding (batch before 11 PM ET).
• ✔️ 24/7 U.S. phone & chat support.
• ✔️ Lifetime statement reviews—always keep the best rate.