EVO Payments Class‑Action Lawsuit
Hidden Merchant‑Account Fees Under Fire

Learn why the complaint was filed, who may be entitled to restitution, and how Centaurus Merchant Services delivers an immediate true‑rate reduction for every EVO client—no waiting for a settlement check.

Download the Full 44‑Page Complaint ↧

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Background — Who Is EVO Payments?

EVO Payments International, headquartered in Atlanta GA, is one of the world’s largest independent payment‑processing providers, boarding more than 550,000 merchants across the United States, Canada, Europe and LATAM. The company services small retailers and e‑commerce merchants through ISO channels and direct sales teams.

According to the lawsuit, EVO allegedly used “revenue enhancement” tactics that buried inflated costs inside line items labeled “PASSTHRU,” “APF,” “NABU,” “ANNUAL,” and other ambiguous acronyms on monthly statements. Plaintiffs claim these mark‑ups violate state unfair‑business statutes and federal RICO provisions.

Litigation Timeline (Key Milestones)

May 30 2024 — Complaint Filed: Central Florida Liquidation & Sales LLC and co‑plaintiffs lodge a 112‑page complaint in the U.S. District Court, E.D.N.Y.
Aug 2024 — Service Complete: EVO Payments International and EVO Merchant Services acknowledged receipt; answer due within 30 days.
Oct 2024 — Motion to Dismiss: EVO counters that pricing was fully disclosed. Plaintiffs file opposition.
Jan 2025 — Hearing on Motion: Judge reserves decision; discovery opens in the interim.
June 2025 — Class Certification Briefing: Plaintiffs seek nationwide class for merchants boarded since 2017.
Next Step: Court will rule on class certification & summary‑judgment motions (expected Q1 2026).

What the Complaint Alleges

Alleged Practice	Detail in Plain English
Inflated “Pass‑Through” Fees	Card‑brand assessments (e.g., Visa APF $0.0195) were reportedly charged at 2–3× the published rate without merchant disclosure.
Undisclosed Monthly / Annual Charges	Merchants were billed for “PCI,” “Program,” “IRS,” and “Club” fees that were not listed in the signed Merchant Processing Application.
Rate‑Creep / Tier Downgrades	Transactions qualified for the quoted 1.79 % rate, then received mid‑qual or non‑qual surcharges pushing effective cost above 3 %.
Early‑Termination Penalties	EVO allegedly enforced liquidated‑damages clauses > $500 even when merchants never received the scheduled fee disclosures.
Deceptive Sales Scripts	Internal training reportedly instructed reps to conceal certain pages and “circle only the headline rate.”

Who Is Eligible to Join?

Any U.S. merchant that processed Visa, Mastercard, Discover, or American Express transactions via an EVO Payments merchant ID (MID) from January 1 2017 through today may become part of the proposed class—pending court certification.

Suggested Documents to Preserve

• Signed Merchant Application & Pricing Schedule
• First 6 months of EVO statements
• Any Addenda or Amendment Notices
• Emails/voicemails from EVO sales reps

How to Stay Informed

• Monitor PACER docket (Central Florida Liquidation & Sales LLC v. EVO Payments).
• Wait for court‑approved mailed notice after class certification.
• Consult your attorney before opting out or filing individual claims.

Skip the Wait—Instant, Transparent Savings with Centaurus

Our “Switch in 24 Hours” Pledge

Upload your last EVO statement—redact account numbers if you prefer.
Receive a line‑item savings report within one business day.
Approve digital application; Clover device ships overnight.

Bulletproof True‑Rate Pricing

☑ Interchange + 0.20 % + $0.10 (or lower after volume review).
☑ No Non‑Qual, FanF, or “club” fees—ever.
☑ Month‑to‑month; early‑termination fee: $0.
☑ Free Clover Flex or Free Clover Mini—no lease or rental.

FAQ: EVO Lawsuit & Switching Providers

Will joining Centaurus affect my eligibility for class restitution?

No. Damages are calculated on historical fees. Moving now stops future overbilling without forfeiting past claims.

Does Centaurus charge hidden “pass‑through” mark‑ups?

Never. Network assessments and dues flow at cost; every line item is listed in our price disclosure.

Can you buy out my EVO early‑termination fee?

Yes. For merchants processing >$25 k/month, we credit up to $500 toward any ETF on your first statement.

Get Your EVO Statement Analysis — Free & Confidential

Email hello@merchantservicesmx.com or call (888) 731-0456. Attach your latest EVO PDF statement and we’ll reply with exact savings—often same day.

Start Saving Now

Background — Who Is EVO Payments?