PCI‑DSS Compliance Made Simple

What Is PCI‑DSS?

The Payment Card Industry Data Security Standard (PCI‑DSS) is a set of 12 security requirements created by Visa, Mastercard, Discover, AmEx, and JCB to safeguard cardholder data. Every business—no matter the size or processing volume—must comply if it stores, processes, or transmits credit‑card information.

• Build & maintain a secure network (firewalls, secure passwords).
• Protect stored cardholder data (encryption, truncation).
• Maintain a vulnerability management program (anti‑virus, patches).
• Implement strong access‑control measures (unique IDs, restricted need‑to‑know access).
• Regularly monitor and test networks (logs, quarterly scans).
• Maintain an information‑security policy (annual review, employee training).

How to Achieve Compliance

1. Determine Your SAQ Level. We’ll help you choose the correct Self‑Assessment Questionnaire (A, A‑EP, B‑IP, C, C‑VT, D) based on how you accept payments.
2. Complete the Online SAQ. Our secure compliance portal auto‑fills most answers and highlights any gaps.
3. Run Quarterly Network Scans. Approved Scanning Vendor (ASV) scans identify vulnerabilities on internet‑facing assets.
4. Remediate & Attest. Fix any issues, upload proof, and e‑sign your Attestation of Compliance (AOC).
5. Maintain. Repeat the SAQ annually, keep software patched, and monitor logs—Centaurus sends reminders so you never miss a deadline.

Need help? Our PCI Pro Desk offers one‑on‑one guidance at no extra cost for active merchants processing ≥ $5K/mo.

Avoid Monthly Non‑Compliance Fees

Centaurus Compliance Advantages

• Free PCI portal with guided SAQs & e‑signature workflow.
• Unlimited ASV scans included for active merchants.
• 24/7 U.S. support—talk to a live PCI specialist any time.
• Automatic policy templates and employee security‑training modules.
• Real‑time dashboard to track compliance status across locations.