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Verification notice: To protect legitimate business owners and prevent fraudulent submissions, merchant applications may require additional identity and document review.
Merchant Application

Apply for Merchant Services Low Rate Quote

Complete the form below to help us determine the lowest possible merchant services rates we can offer for your business. This is not a merchant account application. It is a preliminary rate review form that collects business, ownership, equipment, and underwriting information so we can assess your file quickly and accurately. Once submitted, we will provide you with a quote and a contract outlining the proposed rates for your business. Our goal is to provide you with the lowest possible rates for merchant services!

General pricing note for New Business Only: If your business is new and has never accepted credit cards before, standard low-rate pricing typically starts at 0.20% + $0.25 per transaction (Interchange Rates), plus other standard processing fees.
Instructional Video

Merchant Application for a Quote

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Estimated time
5 to 10 minutes
Required uploads
ID front, ID back, selfie with ID, and voided check
Next step
Contract review before underwriting

Before you start

  • Have the owner's Social Security number ready.
  • Upload the front of the driver's license or ID, the back of the ID, a selfie while holding the ID, and a voided check.
  • If the business accepts EBT, include the FNS number and FNS certificate.
  • If the business already processes cards, upload the most recent merchant statement.

Important review notes

  • A merchant statement is required for businesses already accepting credit cards.
  • For EBT merchants, the FNS number must not already be tied to another active merchant account.
  • Each business location must maintain its own underwriting and processing compliance.
  • After review, a contract with rates and terms will be sent for signature before the file goes to underwriting.

Current processing merchants

If you already accept credit cards, please upload a recent merchant statement. This helps us review pricing, transaction mix, deposit history, and processor setup more accurately.

EBT / SNAP merchants

If you accept food stamps, include your FNS information and related supporting documents. Additional review may be required for grocery and convenience businesses based on location and risk factors.

Underwriting workflow

Submitting this form starts the internal review process. Approval is not instant, and final boarding depends on document review, contract execution, and underwriter approval.

Merchant Services Intake Form

All required fields are marked through validation and will be saved into your merchant CRM record.

Secure submission

1. Business Information

Business profile

Tell us about the business, its structure, current processing status, and how payments are accepted today.

This field is required.
Please provide a valid date.
This field is required.
Please enter a valid number (1 or more).
This field is required.
This field is required.
This field is required.
This field is required.
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Please provide a percentage between 0 and 100.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.

Credit card acceptance mix

Tell us how your credit card transactions are split today. These two percentages should total 100%.

Required.
This field is required.
Required.
This field is required.
Combined percentage total: 0.00%

2. How do you accept payment?

Transaction timing and deposit profile

These details help us understand the business payment cycle, average sale size, monthly volume, and whether deposits are collected before services are delivered.

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Please enter the average ticket price amount.
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Please enter the average monthly amount.
This field is required.
This field is required.

3. Owner Information

Principal owner

Enter the primary owner or principal information exactly as it should appear on the application and underwriting file.

This field is required.
This field is required.
This field is required.
SSN is required.
This field is required.
This field is required.
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4. Program Options

Equipment and pricing interest

Let us know what equipment and pricing options the business is interested in so we can tailor the proposal and contract correctly.

This field is required.
This field is required.
This field is required.

5. Document Uploads

Supporting documents

Upload the required documents below. Conditional uploads only apply when the related processing or EBT options are selected.

ID front image is required.
Required. Upload the front of the driver's license or government-issued ID. Accepted file types: PDF, JPG, JPEG, PNG, WEBP.
ID back image is required.
Required. Upload the back of the driver's license or government-issued ID.
A selfie holding the ID is required.
Required. Upload a clear image of the owner holding the same ID next to their face.
Voided check is required.
Required. Upload a voided check or acceptable banking proof.
FNS certificate is required when EBT is selected.
Required only if the business accepts food stamps or EBT.
Merchant statement is required when current processing is Yes.
Required only if the business already accepts credit cards.
Privacy Notice: We do not sell, rent, trade, or share your private, personal, financial, or business information with third parties for advertising, marketing, or lead generation purposes. Information submitted through this form is collected solely for rate analysis, identity verification, fraud prevention, onboarding, underwriting preparation, and related account setup. Your information is protected using bank-grade encryption and industry-standard administrative, technical, and physical safeguards, and access is limited to authorized personnel with a legitimate business need to know. We disclose information only when necessary to process your request, complete onboarding with banking or payment processing partners, support fraud-prevention and compliance functions, or comply with applicable law, legal process, or regulatory requirements.
What happens after submission? We review the application for completeness, verify the uploaded documents, and prepare the merchant file internally. If everything is in order, a contract with rates and terms is sent for signature before the application is submitted to underwriting.
Processing: Your merchant application is being submitted now. Please wait and do not press submit again.

Quick checklist

  • Owner SSN entered
  • ID front uploaded
  • ID back uploaded
  • Selfie holding ID uploaded
  • Voided check uploaded
  • FNS certificate uploaded, if EBT
  • Merchant statement uploaded, if already processing
  • Credit card percentages total 100%
  • Equipment and surcharge options selected

Why we request these documents

  • To verify identity using the ID front, ID back, and selfie holding the ID
  • To confirm deposit account details
  • To review current processing setup and rates
  • To reduce delays during underwriting review

Need help?

If a document is unavailable right now, you can still begin the application, but missing required items may delay contract preparation and underwriting submission.

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