Understand Clover® Monthly Fees — and How We Can Make Them Disappear
Clover delivers state‑of‑the‑art payment‑processing and cloud POS. Centaurus Merchant Services goes further by covering your Clover software fee once you hit our volume thresholds—and by shipping a FREE Clover Terminal or Clover POS to qualifying merchants.
2025 Clover Software Plans
| Plan | Monthly Fee* | Best For | Includes |
|---|---|---|---|
| Payments Plus | $0 – $9.95 | Swipe & go | EMV, NFC, sales reports |
| Register Lite | $14.95 | Retail & services | Inventory, tax rates, basic modifiers |
| Register | $44.95 | Full‑service retail | Advanced inventory, vendor SKUs, customer profiles |
| Counter‑Service Restaurant | $54.95 | Quick‑serve, cafes | KDS routing, tip prompts, menu builds |
| Table‑Service Restaurant | $84.95 | Bars & diners | Seat mapping, coursing, pay‑at‑table |
*Fees shown are direct from Clover for 2025; hardware activation not included.
Our Clover Fee‑Waiver Ladder
Because Centaurus is a registered ISO with volume rebates, we can rebate or fully absorb your Clover subscription once you hit these processing milestones:
| Monthly Card Volume | We Reimburse | Your Net Clover Fee |
|---|---|---|
| $15,000 – $29,999 | 50 % | Half price |
| $30,000 – $49,999 | 100 % | $0 |
| $50,000 + | 100 % + Priority overnight replacement | $0 |
Savings appear as a monthly statement credit; volume calculated on gross Visa / MC / Disc / Amex sales.
Free Clover Terminal & Clover POS
Qualifying merchants receive a FREE Clover Flex handheld or FREE Clover Mini countertop POS, pre‑configured with your chosen software tier. No lease. No rental. Just activate, connect Wi‑Fi, and start taking payments.
- ✔️ EMV, NFC, Apple Pay, Google Pay
- ✔️ Built‑in receipt printer & barcode scanner (Flex/Mini)
- ✔️ Access to Clover App Market (loyalty, gift, payroll add‑ons)
Clover Monthly Fee FAQ
Can I downgrade my Clover plan later?
Yes—plans are month‑to‑month. Switch up or down based on features you actually use.
Is the Clover fee on top of payment‑processing costs?
Correct. The software tier is separate from your merchant‑services discount rate, but Centaurus can offset or eliminate that software fee once your payment‑processing volume grows.
What if I already own Clover hardware from another processor?
We can re‑board most Clover devices with zero reprogramming fee. You may still qualify for the fee‑waiver ladder on your existing hardware.
Ready to Pay $0 for Clover?
Email hello@merchantservicesmx.com or call (888) 731-0456 for a personalized merchant‑account quote and Clover fee‑waiver analysis.
Get My Clover Quote