MX™ Merchant
Enterprise‑Grade Dashboard. Small‑Business Simplicity.
Real‑time analytics, invoicing, ACH, and tokenized vault—all wrapped in a single cloud platform that boards seamlessly on either Priority Payment Systems (TSYS) or PriorityX (Fiserv).
Core Features at a Glance
- Unified Dashboard: Sales, funding, chargebacks in real time—export to CSV or QuickBooks.
- Virtual Terminal: Key‑enter cards, store tokens, run refunds & authorizations.
- Invoicing & Pay‑by‑Link: Email or text invoices with embedded checkout buttons.
- Recurring Billing: Card‑on‑file or ACH auto‑draft with dunning management.
- Token Vault: PCI‑validated—store card data securely for future charges.
- Mobile App: iOS & Android—tap, chip, or QR pay on the go.
- Next‑Day Funding: Batch before 10 PM ET → bank deposit the next business morning.
- Developer APIs: REST endpoints for payments, customers, invoices, and webhooks.
- Surcharge & Dual‑Pricing: Built‑in engine for 0 % credit fees or cash discount.
- ACH / eCheck: Flat‑fee ACH gateway with next‑day verification.
- Advanced Fraud Tools: AVS, CVV, velocity rules, and 3‑D Secure 2.0.
- User & Role Management: Granular permissions for cashiers, managers, accountants.
- Custom Reports: Build and schedule exports—sales tax, tips, surcharges.
- Dispute Manager: Respond to chargebacks directly inside the portal.
- Tax‑Free Holidays: One‑click toggle to remove sales tax on specified dates.
- Zapier Integration: Automate with 5,000+ apps (Slack, HubSpot, Mailchimp).
Popular Add‑Ons & Modules
| Add‑On | Functionality | Monthly Fee |
|---|---|---|
| MX™ Biller IQ | Automated invoicing, customer portal, partial payments, late‑fee rules. | $9.95 |
| MX™ QuickPay | One‑tap web checkout buttons for Instagram, Facebook, and email blasts. | $4.95 |
| MX™ POS | Tablet‑based storefront POS with inventory, modifiers, and tip prompts. | $44.95 |
| MX™ Retail | Advanced SKU matrix, barcode printing, purchase‑order tracking. | $74.95 |
| MX™ eCom API | Server‑to‑server tokenization, hosted fields, Apple/Google Pay, 3‑D Secure. | Included |
Some or all can be waived, depending on how much you process.
TSYS or Fiserv? You Choose.
MX™ Merchant boards natively on Priority Payment Systems (TSYS) and PriorityX (Fiserv). Choose TSYS if you need Genius semi‑integrated checkout or Vital POS hardware; pick Fiserv for Clover devices and same‑day funding. Either way, Centaurus passes interchange through at cost plus our ultra‑low markup—so you never overpay.
Get MX™ Merchant with Interchange + 0.20 % + $0.10 or Lower!
Email hello@merchantservicesmx.com or call (888) 731-0456 for a live demo and custom savings analysis.
Request My MX Demo